In a significant move for its shareholders, HDFC Bank has announced a final dividend of Rs 22 per equity share for the financial year 2024-25. This generous payout translates to a staggering 2,200% based on the equity share's face value of Re 1. However, it's important to note that this dividend proposal is still subject to approval by the bank's shareholders during their upcoming meeting.

According to HDFC Banks recent filing to the stock exchanges, the record date for determining which shareholders will qualify to receive the dividend is set for June 27, 2025. This date is crucial for investors as it helps them ascertain their eligibility for the upcoming payout. As part of the T+1 settlement cycle that is standard in Indian stock markets, investors will need to purchase HDFC Bank shares before the ex-dividend date, which is anticipated to occur on June 26, 2025, to ensure they qualify for receiving the dividend.

In addition to the exciting dividend news, HDFC Bank also disclosed its financial performance for the fourth quarter of fiscal year 2025. The bank has reported a net profit of Rs 17,616 crore, representing a year-on-year increase of 6.7%. This growth reflects the bank's resilience and effective management in a competitive banking environment. Furthermore, the net interest income (NII) for the bank saw a robust increase of 10.3%, amounting to Rs 32,070 crore, which underscores the bank's strong lending and interest-earning capabilities.

The bank's net interest margin (NIM) for the fourth quarter stood at 3.54% on total assets and an impressive 3.73% on interest-earning assets. When excluding a one-time tax refund of Rs 700 crore, the core NIM figures were slightly lower, at 3.46% and 3.65% respectively. These numbers are indicative of the bank's operational efficiency and ability to manage its income from interest effectively.

As of the market close on April 17, 2025, HDFC Bank shares were trading at Rs 1,906.70, reflecting an increase of 1.53% for the day. The bank's current dividend yield stands at 1.02%, calculated from the last 12 months' dividend payout, which was Rs 19.50 per share. Over the past year, the stock has seen considerable volatility, trading between a 52-week low of Rs 1,426 and a high of Rs 1,919, showcasing both the challenges and opportunities in the financial markets.

HDFC Bank continues to hold its position as one of India's leading financial institutions, boasting a market capitalization of Rs 14.59 lakh crore. The stock's price-to-earnings (PE) ratio currently stands at 20.97, with earnings per share (EPS) reported at Rs 90.93 and a price-to-book (PB) ratio of 3.08. Additionally, the beta value of 1.09 suggests that the stock experiences moderate volatility in the market, making it an interesting option for both conservative and aggressive investors alike.